Archive for March, 2009

Mar
17

You Gotta Have Heart

Posted by: Barbara | Comments (0)
Anyone who’s seen the award winning musical Damn Yankees will remember the hopeful Coach Van Buren inspiring his baseball team, the Senators, in the song “You’ve Gotta Have Heart!”  He advises his team that there is more to baseball than talented players.  In regards to the game, he says…. “All you really need is heart.  When the odds are sayin you’ll never win, that’s when the grin should start!”  What better time than February to talk about “having heart!” 
 
My coaching mantra is that heart is required in every game of life!  This time of the year in particular we celebrate love and that glorious feeling of connection…loving and being loved.  If you have a special someone, consider yourself lucky and cherish all the benefits that come with love!  If on the other hand you are missing a special person in your life, don’t despair or be discouraged from finding that someone.  Be optimistic and proactive as the rewards are numerous and have a long-term positive impact on your life. 
 
Dr. George Valliant, director of the Harvard Adult Development Study, states in his book Aging Well: Surprising Guideposts to a Happier Life from the Landmark Harvard Study of Adult Development that our choices in life can override our genetics, financial status and other factors in determining how we age.  If we choose to develop and maintain relationships, be they intimate or merely plutonic, we realize greater life satisfaction and remain healthier and happier.  Dr. Valliant recommends cultivating new and many friends especially across the generational lines.  Surrounding ourselves with people of all ages keeps us young and vital, offers us a sense of value and broadens our social opportunities.
 
Many of my women clients, who have a full circle of female friends, tell me it is difficult to find good male companionship.  Statistically women do out number men, but that doesn’t mean there isn’t a good match waiting for you.  
 
So…. You’ve gotta have hope! Musn’t sit around and mope. Nuthin’ half as bad as it may appear, wait’ll next year and hope. When your luck is battin’ zero, get your chin up off the floor. Mister (Ms.), you can be a hero. You can open any door.  There’s nothin’ to it, but to do it. You’ve gotta have heart! 
Categories : Retirement Coaching
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Mar
05

Hi-Ho, Hi-Ho, It’s Back To Work I Go!

Posted by: Barbara | Comments (0)

 

Chances are…you or someone you know is whistling this familiar tune.  Happy about it or not, those of us age 50+ are faced with a daunting dilemma.  Should we pre-retirees postpone retirement for a few years longer or should those of us already retired return to work to make up for recent financial losses?  With the tumbling stock market and eroding home values, older folks do not have the luxury to wait and see how long or even if the market will fully recover!  We are faced with today’s harsh reality that our savings, once thought to be ample, now may not be enough! 

 

In a recent survey more than 50% of seniors were either postponing retirement or considering returning to work in hopes of offsetting their losses.  For those seeking a job, it may not be an easy task.  With scores of unemployed of all ages vying for fewer jobs, an older applicant, who may lack up-to-date skills, will have a tough time competing.  Even if they do get a job, it is usually at a fraction of previous wages, requires set hours and may be physically demanding. 

 

For those who are high spirited and willing to conquer this challenge, there is a new trend emerging!  Baby boomers are turning to home base businesses for their third age income.  In her book Turning Silver into Gold: How to Profit in the New Boomer Marketplace , author and authority on marketing to baby boomers, Mary Furlong coined the phrase “lifestyle business!”  These are businesses owned by sole entrepreneurs, who want to take charge of their destiny and create a business of their own.  They have vim and vigor, want to be their own boss and make executive decisions, set their hours, all while mixing in fun, family, travel and leisure.  It is a perfect blend of lifestyle and business. 

 

What is appealing about these home based start-ups is that you don’t need a lot of capital!  With a small investment you can continue variations of your previous career utilizing well-seasoned skills or venture into something entirely new and different.  The golden rule is threefold: find some area of need….your niche, make it something you are truly passionate about and have the commitment to get it up and running.  The carrot at the end of this stick is of course, the additional income securing your financial independence!

 

There are countless websites that will educate and assist you in building your own business as well as those sites, which post jobs geared toward prospective employees age 50+.  If you are one of those headed back to work, here are a few of my favorites for start-ups and job seekers.  For a more complete list click the link below:

 

Start-Ups

 

Scorewww.score.org

Is a nonprofit association working together with the Small Business Association (SBA).  They are dedicated to educating entrepreneurs and the formation, growth and success of small businesses.  It is a nationwide organization that is served by business people, who donate their time and expertise as counselors to those seeking help.

 

Bizstarterswww.bizstarters.com  

Is a program offering group coaching, workshops and support to those 50+ who want their own business

 

National Association for the Self-Employed (NASE) — www.NASE.org  

Is the nation’s leading resource for the self-employed and micro-businesses providing a broad range of benefits and support to help the smallest businesses succeed.

 

Women’s Institute for a Secure Retirement (WISER)www.wiserwomen.org  

Works to provide women with basic financial information aimed at helping them take financial control over their lives and to increase awareness of the structural barriers that prevent women’s adequate participation in the nation’s retirement systems.

 

Ladies Who Launchwww.ladieswholaunch.com   

Is a site offering business resources and connections to women, who at any age wish to start their own business.  Coming soon is the “late blooming launchers!”

 

Jobs

 

Jobs4Point0www.job4point0.com 

A site offering job opportunities for candidates 40 and over with great companies that value diversity of experience.  They work only with select companies that embrace the unique benefits of the experienced worker.

 

Experience Works!www.experienceworks.org 

Experience Works helps low-income seniors, with multiple barriers to employment; get the training they need to find good jobs in their local communities.

 

Dinosaur Exchangewww.dinosaur-exchange.com  

This international site has been set up primarily to act as an intermediary between the retired with the experience, the “Dinosaurs” and the people who need it, the “Dinosaur Hunters.”

 

RebootYou.comwww.RebootYou.com    

Is a site designed to help people reinvent themselves?  They offer resources, examples, stories, inspiration and information to help you make a transition to your next career.

 

Retirement Jobswww.RetirementJobs.com

Is a site to identify companies most-suited to older workers and match them with active, productive, conscientious, mature adults seeking a job or project that matches their lifestyles?  The AARP.org Job Search Engine is powered by RetirementJobs.com

 

Workforce50www.workforce50.com  (formerly Senior Job Bank)

Is committed to helping the mature job seekers of America find meaningful employment opportunities.  All jobs are placed by employers specifically interested in staffing from the over-50 workforce. Our employment and education resources cater to mature workers searching for employment, in transition or approaching retirement. 

 

Categories : Retirement Coaching
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